To All Rape Victims: Beautiful Portfolio: Vanguard Chester Funds (Target Retirement 2035 Fd VTTHX)

http://fortune.com/mutual-fund/VTTHX/

I like this one for its low expense ratio, but it's only if you're retiring/turning 65 in 2035. If you're a young university graduate, approximately aged 22, maybe go with a conservative portfolio such as this one, and then invest specifically into furthering your education, with a CFA, CPA, CFP and MBA.

What exactly do those acronyms mean and how much are these certifications going to cost?

http://www.bankrate.com/finance/personal-finance/becoming-pro-mba-cfp-cpa-cfa-1.aspx