Tuesday, April 28, 2015

Updated: College Student Vehicles, $10,000/Under Picks:

http://www.autobytel.com/car-buying-guides/features/15-dependable-used-cars-under-10-000-6573/

If not an ASE mechanic, than try to look at the one year-old, Honda Fit, and Nissan Vespa, along with studded winter tire reviews. You may need the $500 package for studded winter tires in Lakewood, Colorado weather, and road conditions.

Go and ask 100 used car dealerships, to locate for you these types of vehicles. It takes them time to find the right one for your budget. Make sure only three total credit inquiries are put on your credit reports, or less for this.

Research for your ownself for an entire three months, including all safety recalls, auto insurance, pre-approved loan rates on bankrate.com, your financial budget, arrange an ASE mechanic's 2 hour inspection of each of the three vehicles, on appropriate car lifts. Create an MS Excel spreadsheet comparing all of that data, for three vehicles, under $10,000, including even the cost of any sales taxes, delivery fees to dealership, and motor vehicle registration.

Places to get reviews:

Consumers Reports, two reputable, electronic reports on fair pricing range for that specific make, model, year, options, mileage, and all auto review magazines available at Barnes and Nobles/online/libraries. Check with Geico, or three equivalent corporations to it, for the auto insurance quote. If you get auto insurance from a non-major insurance company, you will be financially penalized for it later on.

***Young's Goodyear: lead, or supervising ASE mechanic has a business card for that in Lakewood, Colorado. Otherwise, the mileage (odometer tampering) might not be appropriate for what's claimed by the "reputable"  dealership. The entire braking system, timing belt, S-belt, engine gaskets all need thorough inspection also.***

Monthly Payment, Auto Loan Rates, 6 year term, with no credit history (up to 10% interest rate, but for excellent credit, interest rates in Lakewood, Colorado are currently 3%, approximately):

http://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx?loanAmount=10000&years=6.0&terms=72&interestRate=10.00&loanStartDate=01+Aug+2015&show=false&monthlyAdditionalAmount=0&yearlyAdditionalAmount=0&yearlyPaymentMonth=+Apr+&oneTimeAdditionalPayment=0&oneTimeAdditionalPaymentInMY=+Sep+2015

Auto Loan Interest Rates:

http://www.bankrate.com/funnel/auto/auto-results.aspx?state=CO&market=517&prods=73

How A $6 Smartphone App Can Bankrupt You & Leave You Dead :

http://article.wn.com/view/2015/02/21/How_thieves_use_smartphones_to_break_into_vehicles_or_homes/

Remember to research ignition kill switches, Lojack and turn over every single person you were ever around, to (DEA) law enforcement. Most likely, you're surrounded by drug cartels at least, in Denver Metro's community colleges. With all the police corruption and impersonators, just inform DEA in front of everyone, in your artful blog to the entire world.

Phrases such as RICO Act violations should be in there, or something similar, to get the right ones to investigate all the corrupt dealerships, banking institutions, law enforcement, private security, and community colleges. Every day, share your logical, pessimism with the entire world.

If you're a squeaky enough wheel, you may save your own life. Imagine you are wearing a tee shirt that says "I Am The Greatest." Or, try writing everything in all capital letters on your blog for ten weeks. You must be published in some manner, read about, heard about, or seen, or putting yourself out there, on stage, with a microphone, at least four hours per week, for two years.

***Order your free, annual credit report from Experian, and get a FICO credit score from them, online, behind the latest Norton firewall, with malware, spyware, keystroke logger detection and antiviral software on a private, stationary cpu/computer. Change all your passwords right afterwards also, and every month as a habit. It should be at least twenty characters long, with half (10 characters) being numbers.***

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